deadly disease is half that triggered claims of all personal bankruptcies in the U.S. around. According to a Harvard study of recent findings, most people go bankrupt because of health problems, have health insurance. The researchers found provides little financial security for less severe illness were inadequate in many private insurance plans provide limited coverage fatal.
The survey, bankruptcy filers in 2001, California 1771, Illinois, Pennsylvania and distributed in Tennessee and Texas. The research, based on the sum of 1. 46000000 personal bankruptcies are filed in the United States in 2001.
Questioned gave an interview and medical information on the financial situation of almost 1,000. Disease as a cause of rising health costs, partly quoted 46. 2% of personal bankruptcies. The number increased to 54. 5% of medical bankruptcies trigger other factors were included in further three: birth, death, gambling addiction. The research, medical bankruptcy is assessing the impact of about 20,000, of which 70 million children each year.
The survey, most people are seeking protection from creditors, the court said, more than three quarters of them in health insurance coverage was reported at the beginning of the disaster triggered by the collapse of health was. The study also lost 38% of reports submitted by participants failed temporarily, resulting in loss of insurance was found in the work and often fatal illness or accident.
Unfortunately, it is clear to many Americans, with consequent loss of jobs often means losing health insurance is a serious disease. If people can not afford the high prices ranging from Cobra, while good, does not make sense. You will lose more than just a family asset bankruptcy. No food is one of five family members. Third of their value, cut about two-thirds is required to skip a doctor or dentist visits.
The survey also indicated the medical bankruptcies hit middle-class families hard, 56 percent of graduates who own their homes filers. The study, however, how many bankruptcy filers of both partners was to investigate the dual-income families had health insurance.
Findings of Harvard, in general, most bankruptcy filers, the credit as easily as other factors, including mismanagement and financial losses in business as a major cause of failure, the report cites problems To echo previous research that health.
specialist health insurance, many studies at Harvard, plans to protect the role of income disabled enough that you can play in helping people to avoid bankruptcy with health problems of personal savings fail or suggested.
Uninsured coverage in a health plan fatal to this individual, or simply if you are worried about the effort to pay arms and legs of medical insurance, the main innovative and comprehensive individual Health Insurance Solutions, see the creation, in particular, young , healthy people.
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