deadly disease is half that triggered claims of all personal bankruptcies in the U.S. around. According to a Harvard study of recent findings, most people go bankrupt because of medical problems have health insurance. The researchers found provides little financial security for less severe disease were insufficient in many private insurance plans provide limited coverage fatal.
The survey, bankruptcy filers in 2001, California 1771, Illinois, Pennsylvania, Texas and were distributed in Tennessee. The study, based on the sum of 1. 46000000 personal bankruptcies are filed in the United States in 2001.
Questioned gave an interview and medical information on the financial situation of almost 1,000. Disease as a cause of rising health costs, partly quoted 46. 2% of personal bankruptcies. The number increased to 54. 5% of medical bankruptcies trigger other factors were included in further three: birth, death, gambling addiction. The research, medical bankruptcy is assessing the impact of about 20,000, of which 70 million children each year.
The survey, most people are seeking protection from creditors, the court said, over three quarters of them in health insurance coverage was reported at the ‘beginning of the disaster caused by the collapse of health was. The study also participants lost 38% of reports submitted by temporarily failed, resulting in loss of insurance was found in the work and often fatal illness or accident.
Unfortunately, it is clear, for many Americans, with consequent loss of jobs often means losing health insurance is a serious disease. If people can not afford the high prices ranging from Cobra, while good, does not make sense. They lose more than just a good family bankruptcy. No food is one of five family members. Third of their value, cut about two-thirds is required to skip a doctor or dentist visits.
The survey also indicated the medical bankruptcies hit middle-class families hard, graduates 56 percent filers who owns a home. The study, however, how many bankruptcy filers of both partners was to investigate the dual-income families had health insurance.
Findings of Harvard, in general, most of the filers in bankruptcy, the claim easier, other factors, including mismanagement and financial losses of jobs, as the main cause of failure, the report cites problems To echo previous research that health.
insurance against occupational diseases, many studies from Harvard University, the income protection program completely disabled role that can play in helping people to avoid bankruptcy problems with personal medical savings fail to or suggested.
Without insurance is coverage of a health plan fatal to this individual, or simply if you are worried about tired arms and legs to pay medical insurance, the main innovative and comprehensive individual health insurance solutions created specifically consult previous young, healthy people .
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