POLK & ASSOCIATES - BANKRUPTCY ATTORNEYS

Central Dallas:
Downtown / Uptown / Turtle Creek
Highland Park Place
4145 Cole Ave.
Suite 600
Dallas, Texas
(214) 740-1160
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North Dallas:
Plano / Richardson
Bank of America Bldg.
101 E. Park Blvd.
Suite 759
Plano, Texas
(214) 740-1160
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Chapter 7 Bankruptcy

Chapter 13 Bankruptcy

Common Questions

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Do you want bankruptcy answers or have a bankruptcy question? Email us today for Dallas bankruptcy information. We can help provide answers to Dallas  bankruptcy questions like Texas bankruptcy filing. Dallas Texas bankruptcy questions need Texas bankruptcy answers and we're here for you. Contact us today to talk about filing bankruptcy in Dallas or Plano.

Lots of FREE BANKRUPTCY INFORMATION is on our main website.

Common bankruptcy questions:

1. What happens when I file bankruptcy?

Once we file your bankruptcy case, you are immediately protected from all actions of your creditors. This is called the "automatic stay." Your creditors cannot call you at work or home anymore, garnish your wages, foreclose on your house, repossess your car or harass you in any way.

2. Will I lose any of my property by filing bankruptcy?

No. The majority of our client’s property including their home, automobiles, furniture, guns, household goods, pensions, IRA's, 401k’s and wedding rings are EXEMPT from bankruptcy. That means our clients usually file bankruptcy and eliminate all their debts while keeping all their property.

3. Will I lose my job if I file bankruptcy?

No. Employers are not allowed to fire anyone or to take disciplinary action against them solely because they filed a bankruptcy case.

4. Is filing bankruptcy hard?

No. The experienced bankruptcy attorneys in our law office will assist you at every step of the bankruptcy process. Our goal is to handle your bankruptcy case so you can worry about other things and get a fresh start.

5. How is my bankruptcy filed?

Our proprietary software system provides immediate, easy, hassle free electronic filing available to you at no additional cost.

6. Can I eliminate credit card debts, payday loans or medical bills?

Yes, you can get rid of all those bills. Credit card debts, pay day loans and medical bills get lots of people into trouble. You might make your regular payments for years and years, and then all of a sudden something unfortunate happens and you can’t make your payment. The companies won't work with you. By filing bankruptcy you can generally eliminate these debts and get a fresh start. You don't need their permission and you can do it even when they won't cooperate.

7. Can I save my house from foreclosure by filing bankruptcy?

YES! By filing a Chapter 13 bankruptcy you can get an extra 5 years to repay however much you are past due to your mortgage company. YOU WILL SAVE YOUR HOME!

8. Can I stop my car from being repossessed by filing bankruptcy?

Yes. A Chapter 13 bankruptcy can give you 5 years to repay your past due car payments. We may also be able to lower your automobile payments under some circumstances. Ask us about it while at your free consultation.

9. Why should I file for bankruptcy ?

If you file for bankruptcy, you will begin rebuilding your life without worrying that your wages will be garnished, your bank account attached, or your property seized. Debt collectors can't call you at work, threaten you or harass you.The bankruptcy laws were designed to HELP you. You don’t have to allow collection agencies and nasty debt collectors take away from you everything you’ve worked for.

10. Should I be embarrassed about filing bankruptcy?

NO! These laws were designed to help you turn your life around. If you simply make the minimum monthly payments you'll be paying for many, many years and you may still not be out of debt. If you use one credit card to pay another, you're only getting yourself deeper in debt. Many celebrities and politicians have filed bankruptcy. Even Thomas Jefferson filed bankruptcy. All these famous people realized that the bankruptcy law was put there by Congress to help them get back on their feet. If they can do it, you can too.


ELIMINATE CREDIT CARD DEBTS
GET RID OF PAYDAY LOANS
ERASE MEDICAL BILLS

STOP FORECLOSURE !

CALL US IMMEDIATELY FOR A FREE CONSULTATION
(214) 740-1160

Lots of FREE BANKRUPTCY INFORMATION is on our main website.

*We are a debt relief agency prescribed by Congress*
*We help people file for relief and eliminate their debts under the Bankruptcy Code*

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